
MetroPlus UltraCare (HMO D-SNP) 2026
Comprehensive care for those with Medicare and full Medicaid
Access Top-Rated Healthcare Providers
MetroPlus UltraCare Plan (HMO D-SNP) connects you with NYC’s finest healthcare network:
- 34,000+ top doctors across the city
- 40+ premiere hospitals including Mount Sinai, NYU Langone, and NY Health + Hospitals
- 110+ urgent care locations including convenient CityMD sites
Perfect for families: Our health insurance for families covers everyone’s needs with one simple plan.
Care on your schedule: Access online doctor visits and virtual urgent care from home, work, or anywhere with our telemedicine health insurance coverage.
Why Choose a New York-Only Health Care Plan?
National Health Care Chains
Plan Materials
A detailed explanation of your coverage, what we must do, your rights, and what you must do as a member of our plan.
A summary of changes to your benefits and costs for the next year. These changes take effect on January 1, 2026.

Your MetroPlusHealth Flex Card: Healthy Eating Made Easier in 2026
One card, multiple benefits—$500 every quarter!
Your MetroPlusHealth Flex Card now provides access to:
- Fresh fruits and vegetables
- Other healthy food items
- Over-the-counter medications
- Utility bill payments
- And more!
Where to use your card:
- CVS
- Duane Reade
- Rite Aid
- Many other participating retailers
Need help with your Flex Card? Contact us:
- Phone: 866.986.0356 (TTY: 711)
- Hours: Monday–Friday, 8am–8pm Saturday, 9am–5pm
Find all participating locations: Incomm My Benefit Center Portal
Important: Your quarterly allowance of $500 does not roll over to the next quarter and unused balances expire at the end of each quarter or upon disenrollment.
How to Access Your InComm My Benefits: A Step-by-Step Guide
Learn how to manage all your benefits in one place:
- Access your benefit information online
- Check your available balance
- Find participating retailers
- Redeem your benefits easily
- Use both the website and mobile app
Our step-by-step guide makes it simple to navigate the InComm My Benefits Center website and the OTC Network mobile application.
$0 Copay Benefits with MetroPlus UltraCare (HMO D-SNP)
All these services and more at ZERO COST to you:
Healthcare Services:
- Primary care visits
- Urgent care visits
- Specialist visits
Fitness Benefits:
- Up to $250 per evert six months for gym membership
- $500 quarterly flex card for:
- Over-the-counter medications
- Utility payments
- Groceries and food
- Other qualifying expenses
- Unlimited non-emergency transportation
- Unlimited pet supplies
Home Support:
- Unlimited meal delivery to your home
- Long-term care services
Enjoy comprehensive coverage designed to support your independence and quality of life—with zero copays and zero hassle.
Disclaimer: Limitations may apply.
Plan Benefits
MetroPlus UltraCare Plan (HMO D-SNP) offers rides to and from your doctors appointments at no extra cost to you.
Coming Soon
Handbook Inserts
Prescription Drug Benefits
Pharmacy Information
Low Income Subsidy is available under the Medicare Part D prescription drug program. Eligible beneficiaries who have limited income may qualify for a government program that helps pay for Medicare Part D prescription drug costs. If you receive “Extra Help” from Medicare, your monthly plan premium will be lower. The Low Income Subsidy (LIS) Premium Table shows you what your monthly premium will be if you get “Extra Help”.
Directories
Forms
NEW MetroPlusHealth Rewards Program: MetroPlus UltraCare (HMO D-SNP)
Our MetroPlus UltraCare Plan (HMO D-SNP) is specially designed for individuals who:

MetroPlus UltraCare (HMO D-SNP) Eligibility Requirements
You qualify for this plan if you meet ALL of these criteria:
Basic Requirements:
- Age 18 or older
- Resident of one of New York City’s five boroughs
- Have Medicare Parts A and B (or Part C) coverage
- Have full Medicaid coverage
Health Assessment Requirements:
- Qualify for nursing home level of care (determined by Uniform Assessment System or NYS-designated tool)
- Be able to safely live at home or in the community, as determined by NYS criteria
Long-Term Care Needs:
You must need at least ONE of these services for more than 120 days:
- Nursing services in the home
- Home therapy services
- Home health aide assistance
- Personal care services
- Adult day health care
- Private duty nursing
- Consumer-Directed Personal Assistance Services







