Doctor smiling with senior patient, representing MetroPlusHealth Medicare Advantage Plan in New York City.


MetroPlus Advantage
Plan (HMO D-SNP)

One of New York City’s most
comprehensive health plans for
New Yorkers with Medicare
and Medicaid

Why choose MetroPlusHealth?

*Depending upon your Level of Extra Help.

Rated 4 Stars for quality two years in a row,* MetroPlusHealth Medicare gives New Yorkers more.

The MetroPlus Advantage Plan (HMO D-SNP) is a Medicare Advantage Dual Eligible Special Needs Plan designed for individuals who qualify for both Medicare and Medicaid in NYC. With comprehensive medical coverage, prescription drug benefits, access to a broad network of providers, and valuable extra benefits, MetroPlus Advantage Plan helps members get the care they need while maximizing their health care coverage.

*Every year, Medicare evaluates plans based on a 5-star rating system. These ratings are from the contract years 2026-2027.
Portrait of a senior woman on the city in São Paulo

Who is eligible for MetroPlus Advantage Plan (HMO D-SNP)?

You’re eligible if you:

  • Have Medicare Part A
  • Are enrolled in Medicare Part B
  • Qualify for Medicaid or Medicare cost-sharing assistance
  • Live in New York City

Experience one of New York City’s most comprehensive healthcare solutions with coverage designed specifically for dual-eligible individuals.

Plan Benefits

Extra benefits included with your Medicare Advantage plan in NYC:

  • $780 Flex Card (quarterly)* for:
    • Over-the-counter medications
    • Personal Emergency Response System
    • Bathroom safety devices
    • Chiropractic visits
    • Internet, phone and cable service
    • Electric and gas bills
    • Healthy food and pet supplies
  • Healthcare Services:
    • Dental: $0 coverage
    • Vision care
    • Hearing aids: Up to $2000 per year (both ears)
    • Podiatry: 12 visits annually
    • Nutrition counseling: Unlimited visits annually
    • Acupuncture: Unlimited visits annually
  • Wellness Support:
    • Fitness reimbursement: Up to $250 every 6 months
    • Post-hospital meals: 20 meals over 5 days
    • Non-Emergent Transportation: 50 one-way rides to medical appointments
  • Convenience Features:
    • Free prescription delivery for select medications
    • Personalized care coordination
    • Online member portal
Flex OTC card transparent

Get More with Your MetroPlusHealth Flex Card* in 2027

One card, multiple benefits—now with $780 quarterly allowance!

Your MetroPlusHealth Flex Card makes it easier to access:

  • Over-the-counter medications
  • Healthy food
  • Utility bill payments
  • NEW for 2027: Rent assistance (through Visa Network)

Where to use your card

Find all participating locations via the link below: InComm My Benefits Portal

Important: Unused balances expire at the end of each quarter or upon disenrollment.

Need help with your Flex Card? 

Contact us:

Important: Your quarterly allowance of $780 does not roll over to the next quarter and unused balances expire at the end of each quarter or upon disenrollment.
Disclaimer: Limitations may apply.
*SSBCI Eligibility is required for purchase.

All members receive a Flex Card; however, only members who qualify for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use their Flex Card funds for food, utilities, pet supplies, and rent assistance. All members, even those that do not qualify, can use their Flex Card for OTC items, home and bathroom safety devices, chiropractic visits, and Personal Emergency Response System (PERS) services. To use your Flex Card for food, utilities, pet supplies, and rent assistance:
1) You must have a chronic condition, which includes but is not limited to: cardiovascular disorders, diabetes mellitus, kidney disease, cancer, or disabling mental health conditions, among other conditions not listed;
2) the plan must determine that you are “chronically ill;” and
3) these extra benefits must reasonably improve your health or function. Please note that additional conditions, limitations, and requirements may apply.
Special Supplemental Benefits for the Chronically Ill (SSBCI)

Additional Flex Card Benefits for Eligible Members

Members enrolled in the MetroPlus Advantage Plan (HMO D-SNP) or MetroPlus UltraCare (HMO D-SNP) may qualify for additional Flex Card benefits through Special Supplemental Benefits for the Chronically Ill (SSBCI). SSBCI is a Medicare program that offers additional Flex Card benefits to eligible members who have one or more complex chronic conditions, are at high risk for hospitalization or adverse health outcomes and require intensive care coordination. See a complete list of conditions here.

MetroPlus Advantage Plan (HMO D-SNP) 2027

Additional Plan Details

Find out if you’re eligible today

We are available 6 days a week

Monday – Friday | 8am – 6pm (ET), Saturday | 9am – 5pm (ET)

Ready to Join MetroPlus Advantage Plan (HMO D-SNP)?

Enrolling in MetroPlus Advantage Plan (HMO D-SNP) for 2027 is simple.

Here’s how:

  • Call 833.965.1526 (TTY: 711) to enroll by phone.
  • Our representatives will guide you through every step.

Access Your Prescription Benefits:

  1. Visit the CVS Caremark website: caremark.com/wps/portal.
  2. Register using your MetroPlusHealth Medicare Member ID card.
  3. Follow the step-by-step instructions on the site.

Medicare Advantage Plan Materials

MetroPlusHealth will update, as needed, the MetroPlus Advantage Plan (HMO D-SNP) Summary of Benefits, Evidence of Coverage, and Annual Notice of Changes for 2027 with 2027 Medicare Parts A & B deductibles and coinsurance amounts.

Evidence of Coverage (EOC)

A detailed explanation of your coverage, what we must do, your rights, and what you must do as a member of our plan.

Annual Notice of Change (ANOC)  

A summary of changes to your benefits and costs for the next year. These changes take effect on January 1, 2027.

Member Guide

Coming Soon

Directories

Medicare Provider / Pharmacy Directories    

Kings (Brooklyn) / Richmond (Staten Island)

New York (Manhattan)

Pharmacy Information

Formulary

Comprehensive Formulary

Step Therapy Criteria

Prior Authorization

Low Income Subsidy (LIS) Premium Table

Low Income Subsidy is available under the Medicare Part D prescription drug program. Eligible beneficiaries who have limited income may qualify for a government program that helps pay for Medicare Part D prescription drug costs. If you receive “Extra Help” from Medicare, your monthly plan premium will be lower. The Low Income Subsidy (LIS) Premium Table shows you what your monthly premium will be if you get “Extra Help”.

Forms

Health Risk Assessment

HRA can be returned to:
ATTENTION: QM Health Risk Assessment Unit
MetroPlus Health Plan
50 Water Street, 7th Floor
New York, NY 10004
or by completing our Contact form by clicking here.

NYS Standard Form to Designate a Representative to Assist with Health Insurance Authorizations, Complaints, Grievances, and Appeals

Coming Soon

Understanding Your Disenrollment Rights

  • You can make changes to your plan during applicable enrollment periods.
  • Membership typically ends on the first day of the month after we receive your request.

How to End Your Membership

Option 1: Enroll in another plan

  • Most common method
  • Automatically ends your MetroPlus coverage

Option 2: Return to Original Medicare

  • Submit a written request to us.
  • Complete and mail our disenrollment form [link coming soon].
  • Contact Medicare directly: 1.800.MEDICARE (1.800.633.4227)

Need Help? Call Member Services: 866.986.0356 (TTY: 711) – Monday to Friday, 8am to 8pm; Saturday, 9am to 5pm; and after-hours, at 800.442.2560.

Legal Information:

MetroPlus Health Plan, Inc. offers HMO and HMO D-SNP plans with contracts with Medicare and the New York State Medicaid program. Enrollment in MetroPlus Health Plan, Inc. depends on contract renewal. MetroPlusHealth is not affiliated with, endorsed by, or otherwise related to the the federal government, CMS, HHS, and /or Medicare. Enrollment in MetroPlus Health Plan, Inc. depends on contract renewal.

MetroPlus Health Plan, Inc. complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

ATTENTION: Language assistance services and other aids, free of charge, are available to you. Call 1.866.986.0356 (TTY: 711).

ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1.866.986.0356 (TTY: 711).

注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電1.866.986.0356 (TTY: 711) 。

H0423_MPHwebsite_M_2027 Approved 10012026

last updated: October 16, 2026
MetroPlusHealth
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