A cheerful New York family talking with their doctor in a modern clinic, representing the comprehensive benefits of the MetroPlusHealth Gold Plan.

Buried in copays?
$0 health care just got even better

Join thousands of NYC employees who made the switch to Gold.

Why NYC Employees Choose MetroPlusHealth Gold

*$25 copay for urgent care. $100 copay for ER waived if admitted.

Who is eligible for Gold Plan?

  • ALL employees of the City of New York, their qualified domestic partners and eligible dependents
  • Non-Medicare eligible retirees

Plan Benefits

  • $0 deductibles
  • $0 co-insurance
  • $0 employee premium with basic plan
  • $0 24/7 virtual access to doctors and therapists
  • $0 for select prescription drugs†
  • $0 dietician visits

Up to $5,000 in value to keep you healthy

Join thousands of city employees who’ve chosen MetroPlusHealth Gold

Access top-rated health care providers

  • Tens of thousands of top-rated providers citywide.
  • 40+ premiere hospitals including Mount Sinai, NYU Langone, and NY Health + Hospitals
  • 110+ urgent care locations including convenient CityMD sites

Frequently asked questions about the Gold Plan

What does the Gold Plan provide?

$0 Cost Benefit

  • $0 deductibles
  • $0 co-insurance
  • $0 employee premium with basic plan
  • $0 24/7 virtual access to doctors and therapists
  • $0 for select prescription drugs†
  • $0 dietician visits

Health Care Access

  • Over 34,000 participating physician and hospital locations across NYC
  • Expanded urgent care access
  • Medications pre-packaged and delivered at no extra cost via PillPack or CVS Pharmacy

Wellness Perks

  • Fitness reimbursements up to $1,400 per year
  • Up to $300 per year reimbursement for wellness apps
  • Transportation reimbursement – up to $60 per plan year

Additional Features

  • Low-cost optional prescription drug rider available
  • Member portal to easily manage your account

 

†Note: This is a drug discount program, not a prescription drug benefit. Drugs on the list are provided to covered individuals at a discounted price of $0 as part of a health and wellness benefit. Coverage for drugs that are not included in the discount program, require purchase of the optional rider and may be subject to copays. List of drugs can be found at metroplus.org/gold-rx-list

How can I enroll in the Gold Plan?

  • Reach out to your company’s benefits manager for more information about choosing MetroPlusHealth Gold.
  • You can also call us at 877.475.3795 or visit us at our Virtual Office to find a representative ready to answer your MetroPlusHealth Gold questions.

What other benefits do I get with the Gold plan?

  • You, your spouse and dependents can get up to $1,400 reimbursement for working out
  • 10 acupuncture sessions per plan year
  • You may qualify for $0 copays* for dietician visits
  • $0 24/7 telehealth through MetroPlusHealth virtual visit
  • And more!
*$25 copay for urgent care. $100 copay for ER waived if admitted.

Does MetroPlusHealth Gold plan offer gym reimbursement?

Yes, Gold Plan offers a fitness reimbursement:

  • Up to $250 per member, every 6 months
  • Up to $250 per spouse, every 6 months
  • Up to $100 per dependent (up to 2 dependents), every 6 months

Want to learn more about Gold?
Join a free Webinar!

Webinars are offered on the first Wednesday of each month or the last Friday of each month through December 2026.

Everything you need to know about Gold Plan

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Gold Plan Mental Health Resources

MetroPlusHealth representative helping a member complete Gold Plan enrollment paperwork.

How Can I Enroll in Gold Plan?

Person reviewing documents required to complete MetroPlusHealth Gold Plan enrollment.

What do I need to enroll in Gold Plan?

last updated: April 29, 2026
MetroPlusHealth
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