Call Today to Enroll
844.213.0445
Two workers in recycling centre moving big dumpster with paper

You take care of New York.
Gold takes care of you.

Designed for NYC employees.

Why choose MetroPlusHealth Gold?

A health plan built by New Yorkers, for New Yorkers.

*No copay for urgent care, effective 1/1/2027. $100 copay for ER waived if admitted.
†Note: This is a drug discount program, not a prescription drug benefit. Drugs on the list are provided to covered individuals at a discounted price of $0 as part of a health and wellness benefit. Coverage for drugs that are not included in the discount program, require purchase of the optional rider and may be subject to copays. List of drugs can be found at metroplus.org/gold-rx-list
^NYC Health + Hospitals specialists may require medical referrals

Who is eligible for Gold Plan?

  • ALL employees of the City of New York, their qualified domestic partners and eligible dependents
  • NYC Health + Hospitals employees, their qualified domestic partners and eligible dependents
  • Non-Medicare eligible retirees

Plan Benefits

      • $0 copays for primary care provider visits
      • $0 copays for specialist visits
      • $0 per month premium for individuals and families
      • $0 deductible
      • $0 copay for over 125 commonly used prescription drugs
      • $0 telehealth visits – 24/7 access to doctors and therapists
      • Access in-network providers without a referral from your primary care physician.*
      • 26 dietician visits per year at no cost
      • 10 acupuncture visits per year at no cost
      • Up to $60 transportation reimbursement per year
      • Gym reimbursements

Effective January 1, 2027

      • $0 copay for urgent care
      • Eligible members and their dependents earn up to $250 in rewards by doing heathy activities
      • Doula visits
* NYC Health + Hospitals specialists may require medical referrals

The New Gold Signature Experience

Available to all new and existing Gold members, this enhanced service provides white-glove support to help members navigate their health care journey with ease.

From benefit questions to care coordination and everything in between, we’re making it easier than ever for Gold members to get the support they need, when they need it, how they need it.

When Gold members call us, our Gold Signature Team is there to support them at every step.

Because exceptional service should be part of every member’s experience.  

Get Rewarded for Staying Healthy

Get rewarded for healthy choices. With the MetroPlusHealth Member Rewards Program, members and their eligible dependents earn gift cards for completing key health activities like checkups, screenings, and vaccinations – making wellness more rewarding.

Want to learn more about Gold? Join a free webinar!

Webinars are offered on the first Wednesday of each month or the last Friday of each month through December 2026.

Why Choose a New York-Only Health Care Plan?

$0 copays*
Eligible members and their dependents earn up to $250 in Rewards by doing heathy activities
Up to $300 in wellness app reimbursements like Citibike, Noom, Peloton and more
Not-for-Profit
By New Yorkers, for New Yorkers
Customer service from real people who care

Other Plans

$20 / $30 / $50 copays
No rewards program
No wellness app reimbursement
Focused on the bottom line: their profits
Based outside of New York City
Impersonal customer service
*No copay for urgent care, effective 1/1/2027. $100 copay for ER waived if admitted.

Join thousands of city employees who’ve made the switch.

Open enrollment starts on November 1st.

Up to $5,000 in value to keep you healthy

Frequently asked questions about
the Gold Plan

4+ stars from over 700,000 MetroPlusHealth members

It’s always easy to get in contact with someone when needed. Best insurance I’ve had!

Alicia S.
Google Review

Representative was very professional and helpful, showed empathy for my well being with no attitude …. Thank you….. 😊 👍👍

Betsy J.
Google Review

They’re very helpful and took care of me when I had an emergency 👍🏾👌🏾💯

Mateo V.
Google Review

Personally I’ve always had and still have very great experiences with MetroPlusHealth, I would recommend it to anyone who is looking for the best health insurance services. Thank you MPH for always taking great care of me and mines.

Michaelle J.
Google Review

Thank you. It was super easy to get appt and to be able to speak to my doctor.

Lourdes S.
Google Review

I have been with them for many years and have only good things to say about MetroPlusHealth. They are always helpful, understanding, and working with me.

Ireen S.
Google Review
last updated: September 11, 2026
MetroPlusHealth
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.