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GoldPrime 2025

Why choose MetroPlusHealth?

Quality Care When and Where You Need It

Access Top-Rated Healthcare Providers

MetroPlusHealth Essential Plan connects you with NYC’s finest healthcare network:

  • 34,000+ top doctors across the city
  • 40+ premiere hospitals including Mount Sinai, NYU Langone, and NY Health + Hospitals
  • 110+ urgent care locations including convenient CityMD sites

Perfect for families: Our health insurance for families covers everyone’s needs with one simple plan.
Care on your schedule: Access online doctor visits and virtual urgent care from home, work, or anywhere with our telemedicine health insurance coverage.

Why Choose a New York-Only Health Care Plan?

Is a not-for-profit organization (prioritizing you, not profits)
Was created by New Yorkers, for New Yorkers
Proudly provides customer service from real people who live in NYC
Offers you 34,000+ providers across all five boroughs

National Health Care Chains

Prioritize their bottom line profits (not you)
Are based outside of NYC
Provide impersonal customer service
Offer uncertain provider networks

Premium Gold Health Insurance Plan with Added Benefits

  • Enjoy enhanced coverage with our GoldPrime plan, featuring an optional Young Adult rider to customize your coverage.
  • All GoldPrime plans include three Primary Care Physician visits not subject to your deductible—giving you access to care whenever you need it.

Low Deductible Marketplace Plan with Affordable Costs

GoldPrime Plan Costs:

  • Individual deductible: $675
  • Individual maximum out-of-pocket: $7,250
  • Family deductible: $1,300
  • Family maximum out-of-pocket: $14,500
*Actual costs may vary based on eligibility.

Choose from Two Ways to Enroll in Gold Plan Marketplace:

  1. Off Exchange Gold Plan NY — Enroll directly through MetroPlusHealth
  2. NY State of Health (NYSOH) — Enroll through the Official Health Plan Marketplace

Browse our Gold Health Insurance options below and discover why so many New Yorkers are choosing MetroPlusHealth.

Need help? Call us at 1-855-809-4073 or contact us here. and our team will help determine if you qualify for NYSOH premium subsidies.

*For all standard plans with three PCP visits not subject to the deductible, regular copay amounts still apply for these three visits.

2025 GoldPrime*

GP2

Non-Standard
Premium$1231.24
Deductible$675
Max Out of Pocket$8,400
PCP$25
Specialist$40
Prescription Drugs**$10 / $40 / $80
Adult Dental / VisionYes
Pediatric Dental / VisionYes
Mail Order RXYes
Exercise Facility ReimbursementYes

* These charts are brief descriptions of benefits for the plan.

** Prescription Drug: Generic / Formulary Brand / Non-Formulary Brand Deductible must be met first before cost sharing begins. Family cost is multiplied by (2).

Premiums listed are example base rates for individuals. Rates may differ based according to family size, income level, and eligibility for tax credits. In accordance with Section 1303 of the Patient Protection and Affordable Care Act, at least $1.00 of the total premium amount owed per enrollee per month is a payment for coverage of non-Hyde abortion services.

Find out if you’re eligible today

We are available 6 days a week

Monday – Friday | 8am – 6pm (ET), Saturday | 9am – 5pm (ET)

How to enroll

Signing up is simple! Here’s what you need:

  • Proof of residency (Must live in one of NYC’s 5 boroughs)
  • Immigration documents (If applicable)
  • Proof of relationship status (For health insurance for dependents in NY)

Need help? Call 855-809-4073 and a friendly representative will guide you through the process.

Ready to get covered?

Woman crossing the street with bags in her hands

Anytime I need to get any information about my plan or the doctors in the network I can honestly say the information is accurate and trustworthy. I am very happy with the customer service I have received anytime I call because the representative is friendly, caring, patient, and very knowledgeable.

Shannon S.
Google Review
Members and providers accessing MetroPlusHealth's online resource library
MetroPlusHealth Virtual Visit

Access to a doctor—whenever and wherever you need it!

MetroPlusHealth Virtual Visit is the fast, easy way for our members to see a provider for common physical, mental, emotional, and behavioral health issues that are not emergencies. MetroPlusHealth Virtual Visit is available anytime, from anywhere in New York State, 24/7 – and in your language.

Know your rights and protections against surprise medical bills!

When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from balance billing. In these cases, you shouldn’t be charged more than your plan’s copayments, coinsurance and/or deductible.

Are you receiving care at an NYC Health + Hospitals facility?

Manage your health online with MyChart. Members who receive care at NYC Health + Hospital facilities now have access to MyChart. MyChart is a free secure portal you can use to manage your health information. MyChart allows you to:

  • Message your primary care provider’s office
  • Request refills of your prescription drugs
  • Access your test results
  • Schedule appointments

Explore all MetroPlusHealth Plans

last updated: June 25, 2025
MetroPlusHealth
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