While some mental illnesses may be more common in adults, having mental health resources for teens and children is essential. MetroPlusHealth’s Child Health Plus plan offers mental health coverage for people aged 21 and under who want or need to see a doctor to come up with a mental health plan.

Where can I find mental health services for children?

There are many children’s mental health services available. Your child’s pediatrician may be able to provide you with a referral for any mental health services needed. Additionally, if you are on the Child Health Plus plan, you can use the Find A Doctor tool to look for a psychiatric doctor or mental health professional nearby that is within your plan’s network.

Why is it important to talk about children’s mental health?

A child’s mental health is just as important as their physical health when it comes to their ability to thrive. Children and adolescents experience rapid growth and brain development, and healthy development of social-emotional skills will positively impact their future ability to learn, grow and adapt. Additionally, earlier diagnosis of mental illnesses may make them much more manageable in the long run.

Is there a limit on how many mental health sessions are covered in a year?

For those with Child Health Plus, there are no limitations on mental health, behavioral health, or substance abuse services.

Does the plan offer out-of-network mental health coverage or reimbursements?

With Child Health Plus, you’ll pay 40% coinsurance, which means you’re sharing the cost of a covered health care service. This 40% coinsurance applies to both outpatient and inpatient services.

What are community mental health services?

Community mental health services are local care options that support individuals with mental health challenges outside of the hospital system. This can include things like therapy, crisis intervention, case management, residential services, and more. The goal is to provide a path forward without a hospital stay, which may be disruptive for some.

Who prescribes mental health medication?

Psychologists, therapists and counselors typically cannot prescribe medication. If you or your therapist believes you need mental health medication, you’ll have to arrange an appointment with your primary care provider or a psychiatrist. Primary care providers often handle medications for diagnoses like anxiety and depression If you have more complicated or severe conditions, they may refer you to a psychiatric office. There, psychiatrists, psychiatric nurse practitioners, and psychiatric physician assistants can all diagnose, treat and prescribe medications for mental health conditions.

How do I get a referral to a psychiatrist or specialist?

First, check your insurance plan to determine if a referral is required. If you do need one, you’ll have to meet with your primary care doctor. You’ll discuss your symptoms and concerns with them and ask them to provide you with a referral for a specialist.

Learn more about mental health care for children

last updated: December 16, 2025
MetroPlusHealth
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