If your child needs health insurance, MetroPlusHealth’s Child Health Plus plan offers coverage for children and pregnant parents who meet the income requirements. Child Health Plus offers regular check-ups and preventative care, routine and preventative dental services, vision insurance, access to specialists and hospitals, and much more.
If you’re self-employed, you can typically deduct all of your health, dental and long-term care premiums as an adjustment to your gross income. However, this only applies if you are not eligible for other health insurance coverage, such as through a spouse’s employer. If you receive a tax credit for purchasing insurance through the New York State of Health Marketplace, you will need to subtract the amount of credit received from your deduction.
If you have an employer-sponsored health insurance plan, no, you cannot deduct them on your tax return. This is because your premiums are paid with your pre-tax dollars, so they’re not taxed to begin with.
In health insurance, PPO stands for Preferred Provider Organization. This is a type of plan that contracts with hospitals and doctors to create a network of providers. Plan members then pay less to use providers within that network.
Maternity and newborn care are considered essential health benefits, which means all qualified health plans must cover them.
If you get pregnant and don’t already have health insurance, you have a couple of options. If you qualify for a special enrollment period due to a life event, like losing coverage or moving, you can enroll in a Marketplace health plan. If you don’t qualify for a special enrollment period, the birth of your child will make you eligible. You must apply within 60 days of your child’s birth.
If you’re eligible for Medicaid or Child Health Plus (CHP), you can enroll at any time. Eligibility depends on your household size and income.
There are now many online options if you need to get a prescription.
Click here for a list of participating online pharmacies.
Yes, while undocumented immigrants cannot get federally funded health insurance through Medicaid, CHP or the New York State of Health Marketplace, there are other options.
Ways that undocumented immigrants can get health insurance include:
If you’re a parent who needs medical insurance for their children, you can take advantage of Child Health Plus (CHP), which provides free or low-cost health coverage. Your child must be under 19 years old and a resident of New York state.
A traditional employer-sponsored health insurance plan works like this:
Pick the coverage that’s right for you