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EXPLORE
PLANS

MetroPlusHealth offers low-cost, quality health care plans. We have been New Yorkers’ trusted health partners since 1985.

The MetroPlusHealth Explore Plan is designed to offer individuals and families comprehensive health coverage with flexibility and peace of mind. Whether you’re transitioning between jobs, newly eligible for coverage, or seeking an affordable health insurance option, the Explore Plan gives you access to a broad network of providers, essential benefits, and preventive care — all at a competitive rate. It’s the perfect solution for New Yorkers who want to stay covered while exploring their options.

Choose the Health Plan That's Right for You — Explore MetroPlusHealth plans and discover affordable coverage for every stage of life.

MetroPlusHealth Highlights

For New Yorkers, By New Yorkers

At MetroPlusHealth, we focus on primary and preventive care.

Over 34,000 providers, 40 hospitals and 110 urgent care centers
Network includes NYC Health + Hospitals, NYU Langone, Mt. Sinai, CityMD and many more
Offices and local family care sites throughout the City
The plan of choice for more than 690,000 New Yorkers
24/7 telehealth right from your smartphone, tablet, or computer
Gain rewards points for taking steps like visiting your doctor or getting a flu shot

Explore MetroPlusHealth Plans

Ready to join?
Call us at 866.496.6636
Hours of Operation: Monday through Saturday, 8am to 8pm, and Sunday, 9am to 5pm.

Compare All Plans

Explore Plans

Individual and Family Plans

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Child Health Plus

For children under 19 who are not eligible for Medicaid and have no other health insurance or access to the public employees’ New York State Health Insurance Program, NYSHIP.

Qualified Children Residing in NY State

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Essential Plan

$0 premiums for all who qualify, and no deductible, so it pays for your care right away.

Qualified New Yorkers

Walking with confidence, symbolizing quality care covered by MetroPlusHealth's 2025 Marketplace plans.

Marketplace Plans

Explore Qualified Health Plans (QHP) through the NY State of Health, The Official Health Plan Marketplace.

Qualified New Yorkers

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Medicaid Managed Care

A plan for New Yorkers who have or are eligible for Medicaid.

Medicaid Qualified New Yorkers

Explore Plans

NYC Employee Plans

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MetroPlusHealth Gold

$0 premiums, deductibles, and co-insurance. Basic plan is FREE for NYC workers and their families!

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GoldCare Plan

Low-cost plan for NYC Large Employer groups.

NYC Large Employer groups

Explore Plans

Medicare and Dual-Eligible Plans

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Medicare

If you are turning 65 within the next 3 months or you are 65 years of age or older, you may be entitled to additional medical benefits through the Medicare program.

Qualified New Yorkers

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MetroPlus Advantage Plan (HMO D-SNP)

Dual-Eligible Special Needs Plan for Medicare beneficiaries.

Qualified New Yorkers

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MetroPlus Platinum Plan (HMO)

HMO plan for Medicare beneficiaries.

Qualified New Yorkers

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MetroPlus UltraCare (HMO D-SNP)

Medicaid Advantage Plus plan for people dual eligible for Medicare and full Medicaid.

Qualified New Yorkers

Explore Plans

Special Needs and Long Term Care

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Enhanced (HARP) Plan

For Medicaid recipients 21 or older who need additional resources for behavioral health.

Qualified New Yorkers

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Managed Long-Term Care

For Medicaid recipients who meet certain income, resource, age, or disability requirements.

Qualified New Yorkers

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Partnership in Care (PIC) HIV - SNP

For New Yorkers living with HIV/AIDS and other select groups.

Qualified New Yorkers

With all our plans you get:

$

0

Telehealth

Unlimited mental health

Urgent care

Immunization vaccines

$0 benefits depending on health plan eligibility.

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Become a Member

Looking for a health plan that knows New York?

When it comes to health care, we’re as local as it gets.

Become a Member

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Thank you. It was super easy to get appt and to be able to speak to my doctor.

Lourdes S.

Google Review

Find it fast

Find A Dentist: Participating dental providers for all our health plans, excluding MetroPlusHealth Gold and GoldCare*

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last updated: July 28, 2025

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