Help With InsuranceBlogNew Baby / Adoption

New Baby / Adoption

It’s a girl! Or a boy! And a ton of medical expenses. No need for the baby blues—affordable health insurance is within reach. How to get your child health insurance coverage:

Bringing a new child into your life is huge. And even though it’s exciting and moving, it’s also full of surprises. So, beyond giving them love, the best gift you can give your newborn or adopted child is their health and safety. Getting reliable, affordable health insurance is the first step every new parent should take in ensuring the health and happiness of their child.

If you have kids, then you know just how chaotic the first few months can be. And between diapers, food, clothes, and childcare, new costs can run very high, very fast. And that doesn’t include health expenses, like:

Standard check-ups
Shots
Doctor visits
Medicine
Dental and vision care
Hospital care
X-rays
Emergencies

BEFORE YOU DO ANYTHING, START HERE

Although you’ll be given proof of your child’s birth at the hospital, this form is temporary, and you’ll need to quickly get your child’s official birth certificate mailed to you. This, and other important documents, must be obtained within the first few weeks of your child’s birth in order to get them the health insurance coverage they need.

You’re going to have to go to the doctor with your child a lot. And because your child’s immune system will be in its early stages of development, they’ll be getting all kinds of illnesses for the first time (like the common cold). As many of these illnesses are contagious, you’ll also get sick more often, at least during the first couple of years. Everyone’s along for the ride, so good coverage is key for the health of your whole family.

If your child lives in a 2-parent household, you should figure out whether you or your partner’s current health insurance plan covers new dependents. Sometimes, you can simply add a new dependent to your plan. But no matter your situation, we offer options that can ensure your child gets what they need:

Child Health Plus

Low and no-cost options available

Essential Plans

No monthly premiums
Preventive care, emergency care, prescription drugs, mental health and more—covered.
Free dental and vision coverage

Gold Plans

For ALL New York City employees
Low-cost ($0 copays, $0 deductibles, $0 employee premium, $0 co-insurance)
Comprehensive benefits (fitness reimbursement, medication delivery, and more)

Marketplace

Wide variety of comprehensive health plans for you and your partner
Plans that are easy to adjust with major life changes
Tax credits

Have any questions? Talk to us via email at [email protected], or by phone at (855) 809-4073. We are available 7 days a week, and would love to assist you.